Could this year offer a brighter outlook and a smoother path to homeownership? National Association of REALTORS®’ research predicts mortgage rates will ease toward 6%, potentially improving affordability for as many as 1.6 million renters. At the same time, inventory is gradually increasing. Using strategies such as adjustable-rate mortgages, lending grant and assistance programs, and good credit maintenance can help first-time buyers get a foot in the door.
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